There comes a time when we’ll all be in the home stretch at work. Great. No more alarms, traffic, fluorescent lights, or younger co-workers who know everything and should be CEO already. Frustrations and hassles eliminated! Being able to eliminate every frustration we might have to deal with at work sounds great, but it also eliminates something else – structure.
A large portion of the week is accounted for without us having to think about it. Get up, go to work, come home. A standard 9-5, plus the getting ready and commuting does keep us occupied, like it or not.
This leaves some people nearing retirement a little hesitant about leaving the work force. Many questions about retirement often shift straight to the financial: do I have enough money? But there’s another question that may be left unaddressed because it can be more uncomfortable than the financial: do I have enough to do?
What to do is just the first thing to consider. Retirement used to be something that was very short. Life expectancy has increased over the past century so some of us are having decades of retirement, instead of a few short years. It can be uncharted territory where we move through various stages and will encounter different mental and physical challenges.
Read the full “Changing Gears” Post.
This represents general information only. Before making any financial or investment decisions, I suggest you consult a financial adviser to take into account your personal investment objectives, financial situation and individual needs. Anyone looking to build a portfolio should seek financial advice to find out which strategy is right for them, if you are looking for a fiduciary in Australia, then you should consider one of Australia’s fiduciary financial advisers who are certified by CEFEX to ensure your needs are put first.
