Why Advice

First action of the new year was sending 0.83 of an originally intended contribution to the account and buying Australian high yield. At this point I should note I’m well ahead of progress toward my 10 year target, based on a 7% pa return, so I’ll just say sent a contribution over. Currently I’m just […]

Month 42 and December on top of November was some turn around to cap off the year. I’ll take a 15.7% calendar year return any time. Initially I only added 0.66 of an original contribution at the start of the month, which went to global value. Later in the month I had 3x the value […]

A strong turnaround in November and month 41. Again sent the money to the account early. This month allocated to global small companies. It was a pretty easy decision as they’d been punished for the past two months straight. The chart was straight down, almost without breathing. On twitter I’d also came across some research […]

October was a rough month. Down 3.7%. Anyway first trading day of the month I allocated a 0.83 of an originally intended contribution to global value. It was also a distributions month, so when those hit the account in the second half of the month they were invested in global infrastructure. I don’t reinvest distributions […]

Fees. Charges. Costs. How much should someone charge for a service? Whatever the terminology used, the psychology around charging for a service is fascinating. Some service providers can charge without question. High costs from engaging certain service providers have become customary. A small service can take a large financial bite. A fact of life and […]

September 2023 done and dusted, being month 39. Still haven’t decided on the car, so 0.83 of the originally intended contribution, with 60% of it going to global value and 40% of it going to global infrastructure. Wasn’t a great month clearly and global infrastructure was royally kicked in the nuts, all of it in […]

An absence of good health and an absence of good finances means an absence of choice. For most people that will mean their health and their finances will be some of the most important priorities in their lives. This puts doctors and financial advisers at the frontline of diagnosing problems and offering solutions to lead […]

It was the audition for the final key role to be cast for the movie Thelma and Louise. The part of charismatic drifter and thief, J.D. With the role narrowed down to four actors, it was left to director Ridley Scott, the casting director Louis DiGiaimo, and actress Geena Davis to audition the final four. […]

Month 38 and contribution moves back to .66 of the initial contribution value this month, as noted last month was considering upgrading my car. Haven’t decided about that yet, but still putting the money aside as if I will. This month’s contribution was allocated to Australian high yield. Second trading day of the month, not […]

For Baker Mayfield it’s been a tumultuous few years. As the NFL’s #1 draft pick in 2018, Mayfield landed at the worst franchise in American Football, the Cleveland Browns. He signed a $32 million contract with the Browns, along with inking a whole host of endorsement deals. His rookie year was positive, as the quarterback […]