Why Advice

  What makes for a poor investment? It’s a tough question because anything can be a poor investment. Something can become a poor investment because the person investing didn’t understand what they were investing in. They over-allocated, didn’t understand the risks, and weren’t prepared for the worst-case scenario. That means good investments can be poor […]

Inside a Good Retirement

August 12, 2023

James Lipton was 93 when he passed away in 2020. You may have come across Lipton’s face once or twice if you’d ever flicked through the hundreds of channels on pay-tv looking for something to watch. With a suspiciously dark beard for a man in his 70’s and 80’s, you’d usually see Lipton sitting on […]

Your Big Opinions

August 5, 2023

One of the nice things about modern life is we all get to share our opinions. They’re no longer restricted to just being unleashed on the company we keep, moderated by a switchboard operator at a radio station or cut for clarity by the editor at the newspaper. Got something to say? We can shout […]

Three years and a month. Only 0.16 of a contribution this month because I had a tax bill to pay from last year. Unfortunately, it was a pretty good month and distributions came through, so with a meager contribution and distributions not appearing until after the 18th I didn’t get any money into the market […]

The Know-All

July 24, 2023

It’s always interesting when you see patterns appearing online, only to see similar patterns begin popping up in real life. Recently I’ve noticed a few interesting posts across finance forums where someone has sought feedback on a portfolio. It’s not their own. It’s one they’ve built for an older relative, or they’ve seen a statement […]

Three years down! Same old, same old for the month. Made the contribution early and moved on with life. The contribution was split in Australian REITs and Australian high yield. Performance for the month was obviously good, but we have reached something of a milestone here, three years of contributions and a visible 3 year […]

As one of Hollywood’s most successful screenwriters, William Goldman won two Academy Awards and had over twenty of his screenplays made into movies. You’ve probably seen one (or more) of his most notable produced screenplays, such as Butch Cassidy and the Sundance Kid, All the President’s Men, The Princess Bride, Maverick, Misery, and The Ghost […]

This one’s a bit late, but it’s month 35, and when they’re late it reminds you “oh that was a poor month, but I’ve long forgotten about it and it the scheme of things, it doesn’t matter.” According to my account I sent 1x contribution on the first day of the month and made the […]

It went without mention at the time, but a few weeks back we ticked over 600 columns/articles/ blog posts. So, before we get too much further into writing our next 600, we thought it was a milestone worthy of reflection. We started writing back in 2010 after being offered a column in our local newspaper, […]

Often hindsight can be a good teacher. Revisiting things away from the time and place they were said. Being able to look at them in another context. Pieces of information can be glued together; patterns can emerge, and the totality of a message becomes clear. Looking back on the daily or weekly cycle of the […]