Why Advice

In this episode of “What’s the Risk?”, we analyze the historical performance of the FTSE Emerging Markets All Cap China A Inclusion Index (net dividends, AUD), a diverse index encompassing large, medium, and small companies across emerging markets. This index provides a broad view of high-growth regions, offering investors exposure to dynamic economies with significant […]

Have you planned for the inevitable? Usually this question means estate planning, wills, funeral costs and wishes etc. But there can be one important thing that’s overlooked. A catalogue of information. All the accounts. All the passwords. Subscriptions. All the pin codes. How everything is paid for. The social media accounts. The email accounts. Or […]

In this episode of “What’s the Risk?”, we examine the historical performance of the MSCI World ex Australia Small Cap Index (net dividends, AUD), an index representing international small-cap companies. This lesser-known benchmark offers a window into a segment of the global market often overshadowed by larger firms. Surprisingly, since its inception in 1999, this […]

It’s hard to go a week without hearing about a new scam on the news, but if we’re lucky we don’t usually encounter one ourselves. Recently that changed, as one of our staff members experienced a close call with his credit card. It’s the first time we’d come across a scam like this, which was […]

In this episode of “What’s the Risk?”, we delve into the historical performance of the S&P/ASX 300 A-REIT Index (Total Return), a benchmark encompassing Australian Real Estate Investment Trusts (A-REITs). This index includes a diverse mix of residential, office, retail, and industrial properties, offering a broad snapshot of the listed property sector. Host Peter provides […]

In this episode of “What’s the Risk?”, we tackle an intriguing expectation from a prospective client: the notion that their financial adviser should be wealthy, flipping the classic question “Where are the customers’ yachts?” into a test of the adviser’s success. While it’s an appealing idea, this metric holds little relevance to your personal wealth […]

There comes a time when we’ll all be in the home stretch at work. Great. No more alarms, traffic, fluorescent lights, or younger co-workers who know everything and should be CEO already. Frustrations and hassles eliminated! Being able to eliminate every frustration we might have to deal with at work sounds great, but it also […]

In this episode of “What’s the Risk?”, we examine the historical performance of the Bloomberg AusBond Bank Bill Index, a key benchmark often used as a proxy for cash returns in Australia. This index reflects short-term interest rates and is tracked by ETFs such as BetaShares’ CASH and BlackRock’s BILL. Additionally, the State Street Australian […]

Charts are a staple of finance and investing. You can tell a lot of different stories with a chart. One of the longtime favourite charts of (some) financial advisers has been the “if you missed the best days chart”. This type of chart would show the growth of $1000 over a timeframe on a specific […]

In this episode of “What’s the Risk?”, we explore the historical performance of the S&P 500 Index, tracing its journey back to 1926. This widely admired index attracts investors globally, yet many lack a comprehensive view of its long-term data and the factors driving its impressive double-digit returns over nearly a century. We delve into […]