Why Advice

First published 10 June 2016 for Mancell Financial Group It’s arguable that raging house prices in some areas across the country have helped to widen wealth disparity between the generations. Young people are acutely feeling their inability to get into the housing market. While those older and well established have seen their equity increase beyond […]

First published 26 May 2016 for Mancell Financial Group It seems like a long time since February 10. If you can’t remember it, here are two reminders from the Australian Financial Review: ASX slides into bear territory; 4600 looms ASX succumbs to bear market contagion That was the most recent market bottom. This week the […]

First published 15 April 2016 for Mancell Financial Group There are three givens when it comes to investing. The first given: if you meet an investor who is looking to try something new, or is restless about their investments, it’s almost inevitable that they’ve recently endured some poor returns. The second given: if you meet […]

First published 8 April 2016 for Mancell Financial Group It’s always fun when investment gurus or media talking heads put together a list of their top investments to buy. History has shown no one, from professional investment manager to average Joe, can consistently outperform the market. Yet despite the litany of evidence against stock picking, […]

First published 11 March 2016 for Mancell Financial Group If you’ve spent any of your time listening to talkback radio or reading discussions online you’ll know wading into politics can be a dangerous game. Hot-headed people escalate arguments at the drop of a hat over the fortunes or criticism of their side. So when politicians […]

First published 7 March 2016 for Mancell Financial Group Another year and we’re seeing another scandal at one of the big banks. This time it’s Commonwealth Bank. Or we should say Commonwealth Bank are at it again, given their scandal plagued history. This time their CommInsure arm has been exposed through an investigation by 4 […]

First published 16 February 2016 for Mancell Financial Group The downside (and benefit) of investments measured in real time means there are ever-present signals that generate real time reactions and real time emotions. When markets are moving upward the signals are positive and investors exhibit a sense of ambivalence because that’s what they invested for, […]

First published 10 December 2015 for Mancell Financial Group When a share market has a poor year diversified investors generally have their pain quarantined for various reasons. Investors holding share funds aren’t likely to have their holdings limited to one share market. They’re also not likely to be holding only share based investments. Any portfolio […]

Interest Rate Grumbles

December 3, 2015

First published 3 December 2015 for Mancell Financial Group If there’s one constant about interest rates, it’s no matter where they sit someone will inevitably be grumbling about them. There’s always a belief from some people that they’re entitled to money at a cheaper rate or that they should be compensated better for having money […]

The Lazy Investment Fund

November 27, 2015

First published 27 November 2015 for Mancell Financial Group If you’re looking for a really valuable present for anyone in their 20’s this Christmas you couldn’t go wrong by handing them $50 and explaining the simple dynamics of time and compounding contributions when it comes to planning for the future. Explain that $50 can be […]