Why Advice

You might have heard about the latest superannuation changes, and you’ll have to forgive us if we sound somewhat jaded by yet more changes. Superannuation has been the plaything of government for a long time. There’s a copy of Business Review Weekly from 1998 that floats around our office and the feature on the cover […]

Despite the calls of recession and the “should I delay my investing purchases” questions that are being asked across all manner of finance and investment forums now, it’s putting your head down and getting on with it that’s proving to be the prudent act (more on that later). For me, it was another decent month. […]

“What do you do?” It’s the eternal ice breaker. For some, it’s a quick way to size someone up, for others they aren’t so much interested in your answer, but are keen to tell you what they’re all about. It can lead to an interesting discussion, and depending on the profession, it may prompt some […]

Affinity Fraud & AI

February 19, 2023

Australian hedge fund manager John Hempton has spent a good part of his career rooting out frauds, both in Australia and overseas. He exposed Trio Capital in Australia ($176 million lost) and was vocal on German payment processor, Wirecard, before it eventually was proven fraudulent vaporising billions as it went down. To expose frauds requires some detective work. It’s […]

As a year ends and new one begins, there’s usually a period of reflection. If things went well, we can pat ourselves (and others, if we’re generous) on the back for our achievements. If things went poorly, it can be a simple admission that we can’t always win before quickly moving on. Or it might […]

A good one to start off the year. As is customary now, I have the contribution ready to roll at the beginning of the month and sent it over. Didn’t delay and added 1x contribution to Australian high yield. It promptly went on a tear and I think was up 7-8% for the month. If […]

A late one to round out month 30 and 2022. Sent the contribution early, 1x as standard, invested into global value and was punished for it as a lot of things sold off during December. My response? Meh. I ran a dollar cost vs lump sum or wade vs plunge experiment over 30 years for […]

The smooth journey. The sea that is calm. The air without turbulence. The road that is freshly paved. For many of us, there is a constant in life. We want our journeys to be smooth and we want to get where we are going with the least number of bumps, jumps and sore rumps. As […]

When it comes to investing, survivorship bias is generally seen as a bad thing. It’s a smokescreen. Something that throws investors off course and can distract their attention. The big wins are always an attraction for the media. On a more personal level, friends, family, or work colleagues are more likely to offer up their […]

Month 29 of the discipline project and it was a nice month, if they could all be like that it would be an easy game. Sent the contribution early in the month, it may have actually been sent on the last day of October, but these days I waste no time. As the platform I […]