Why Advice

The Sirens’ Songs

March 14, 2019

First published 14 March 2019 for Mancell Financial Group In Greek mythology Sirens were beautiful half-bird/half female creatures, but you couldn’t trust their appearance. They lured passing sailors with beautiful music and melody toward their island home. Their singing was so enchanting that the sailors would forgo everything else in life to steer towards their […]

Disruption and Diversification

February 28, 2019

First published 28 February 2019 for Mancell Financial Group They were on the main street of every large and small town. They were in suburbs and there were multiples of them in cities. They were crowded with people most nights of the week, especially Fridays. Many were small businesses owned by families, but there were […]

Reaching For Yield Over Advice

February 21, 2019

First published 21 February 2019 for Mancell Financial Group There are some angry retirees around Australia right now. Labor’s plan to rescind franking credits from those who haven’t paid tax has seen impassioned speeches at public hearings, angry letters to newspapers, and media profiles where the aggrieved quote how much they’ll lose from the changes. […]

A Good Time To Invest?

February 14, 2019

First published 14 February 2019 for Mancell Financial Group With some things in life, a good start is everything. Take the 100-meter sprint, the whole race is over in 10 seconds or less. The importance of getting out of the blocks quickly to ensure success can’t be understated. In the 100-metre sprint’s extended athletic cousin, […]

The RC

February 7, 2019

First published 7 February 2019 for Mancell Financial Group The findings and recommendations from the Royal Commission into Misconduct in the Banking, Superannuation and Financial Services Industry have been delivered. Commissioner Kenneth Hayne made 76 recommendations and the early noises from both sides of politics were 75 of those recommendations will be implemented. Whether this […]

First published 31 January 2019 for Mancell Financial Group Returns are in for last year and for equities they weren’t the best. In fact, for equities they were the worst in seven years. That’s the importance of being diversified. Fixed interest, listed real estate and cash helped smooth out the sharemarket drag of the final […]

First published 24 January 2019 for Mancell Financial Group Christmas is the time of year when shopping cranks up, people wind down and financial markets exist in a mostly positive slumber. You don’t expect much bad to occur in financial markets during December. For the most part, over the last 30-something years, December has been […]

There Is No Guy

December 14, 2018

First published 14 December 2018 for Mancell Financial Group What are the biggest issues the average investor faces? No matter what answer anyone offers, you can pull out a marker and draw a line back to two things – lack of knowledge and emotion. Despite what we may think, none of this is the investor’s […]

The Worst Year

December 7, 2018

First published 7 December 2018 for Mancell Financial Group It was time to get some financial advice. You were over 60 and you didn’t think about this earlier. You were never going to be 60, right? That happened to other people. Your joints weren’t going to creak, the weight wouldn’t creep up on you, you […]

Venus & Mars

November 29, 2018

First published 29 November 2018 for Mancell Financial Group Men and women are different when it comes to money. Not the most outrageous statement. It’s something financial advisers who sit across the desk from the sexes on a daily basis have no problem telling you. What are the differences? If you want to make it […]