Time can be a funny thing depending on your perspective. When you’re experiencing an event, or a saga, time may seem to slow down. Nothing can expedite the issue to its conclusion, the clock just has to continue ticking. When you’re merely an observer to said saga, you might marvel how quickly time passes. Learning […]
There’s a never-ending cast of characters out in the world who have big opinions on the direction of financial markets. They might run their own newsletters or even their own funds. A number of them are permanently bearish. It’s a way of life and they can’t see things any other way (or their wallets don’t […]
First action of the new year was sending 0.83 of an originally intended contribution to the account and buying Australian high yield. At this point I should note I’m well ahead of progress toward my 10 year target, based on a 7% pa return, so I’ll just say sent a contribution over. Currently I’m just […]
The term financial control generally evokes a weaker party being controlled by a stronger one. This might be in a relationship where one partner controls the finances and all financial decisions despite the other one wanting to be involved. There’s also the instance of control where it overlaps with elder abuse. Here a stronger party, […]
Month 42 and December on top of November was some turn around to cap off the year. I’ll take a 15.7% calendar year return any time. Initially I only added 0.66 of an original contribution at the start of the month, which went to global value. Later in the month I had 3x the value […]
A strong turnaround in November and month 41. Again sent the money to the account early. This month allocated to global small companies. It was a pretty easy decision as they’d been punished for the past two months straight. The chart was straight down, almost without breathing. On twitter I’d also came across some research […]
Airbnb started as some quaint fun in 2007. Roommates Brian Chesky and Joe Gebbia had the idea to make some quick cash by inflating an air mattress in their living room and hiring it out as a bed and breakfast. Hence the name Airbnb. Although back in those days it was initially known as air […]
The number one hit on the U.S. Billboard Hot 100 in January 1973 was Stevie Wonder’s “Superstition”. A catchy and simple song, Wonder recounts various superstitions people act on, or believe in, before launching into a chorus that reminds us it’s better to focus on facts over feelings, fiction, or hocus pocus. When you believe […]
October was a rough month. Down 3.7%. Anyway first trading day of the month I allocated a 0.83 of an originally intended contribution to global value. It was also a distributions month, so when those hit the account in the second half of the month they were invested in global infrastructure. I don’t reinvest distributions […]
Fees. Charges. Costs. How much should someone charge for a service? Whatever the terminology used, the psychology around charging for a service is fascinating. Some service providers can charge without question. High costs from engaging certain service providers have become customary. A small service can take a large financial bite. A fact of life and […]
